After many years of record low interest rates (yes, it’s not normal to have mortgage rates under 4%). We are starting to see upward pressure on interest rates around the world and we are now seeing speculation that Australia will join the raising of interest rates.
At different times in the economic cycle, interest only loans are more or less popular. At this point in time with record low interest rates, there can be pitfalls with interest-only loans.
Superannuation is for our future, so most of us do not think about it. In reality we should be looking at our super each year and seeing if we have enough to retire on. Due to the compounding nature of superannuation it is easy to make a few changes early in your life that can […]
At this time of year many businesses feel the strain of being paid from the before Christmas rush. Having outstanding amounts owing from Customers (Debtors) can put additional pressure of the cashflow of a business, so effective management of this is crucial. Tips to improve debtors: 1. Make it easy for customers to pay – […]
With the start of the New Year it’s a great opportunity to take the time and set some goals on what you would like to achieve in 2018.